When Will Our Leaders Grow Up?

I don't know about you, but I am already sick of the political rhetoric flying about. This is not about one party or ideology it covers every so called leader. It reached a zenith yesterday when I listened to Republicans attack the President of the United States, relentlessly as being Un-American. They kept using the phrase, "This President". Hold on everybody, "This President" is our President. Whether you voted for him or not, he received the majority of votes and under, "our" Constitution he is our President. I did not vote for George Bush either time. I disagreed with his policies many times. The bottom line is that never, not once, ever, did I say he was Un-American. I never questioned his legitimacy to hold office. From the beginning of Barrack Obama's term, people on the right have questioned him being American. Enough!!!

Yesterday the President made a speech in which he stated, correctly, that every person who has reached a high level of success owes part of that achievement to other people. He spoke of teachers, parents, co-workers and many others that contribute to each one of us having a better life. He spoke of government creating, through research, avenues for others to come in and gain success. He used the example of government getting the Internet moving and thus opening a way for people to build companies, create jobs and become wealthy. Every factory, store, movie theatre, hospital and all other businesses, owe part of their growth to the government. The roads that lead to their business was built with other peoples money, through the government. The water, electrical and all other infrastructure is due to collective funds and work. This was his point. It is factual and valid. The right now distorts the words and states that Obama hates business. He hates it so much and has created such a hostile environment for companies, that their profits are the highest in history. I wish he hated me so much.

In fairness, the left, has done the same to Romney. When he stated, "He enjoyed firing people", it was in reference to the point, if he does not get the proper service for his money, he will fire that company and go to a competitor to get a fair return on his money. Simple, we all do this. I have changed cable companies, phone companies, insurance companies and others. This is a form of firing people. The dog carrier on the roof was as ridiculous of an attack as I have seen. This should be fodder for the late night comedy shows, but an issue in a national campaign. Hardly!!

There is fairness in debating issues, but lets do that and not attacks on a person. Let's stop taking statements out of context, to distort the facts. I would like to see the election about one thing and one thing only. Vision. Where do the leaders see America going and how would you help us get their. I have in the past and will continue to do so in the future, to push our leaders for solutions. I have pushed individuals for solutions. We have become great at bemoaning what is wrong. We all know what the problems are. What we lack is leaders who are willing and able to deal with the problems and offer solutions. It is time for Congress, the President and business leaders to come together and put solutions into actions. It is time to grow up and lead!!

Response to Jacob Svoboda Reguarding Left!

For those that do not know Jacob is a friend on Face Book and he and I have had some very spirited debates. On Sunday Jacob sent me an article that stated, the left was not willing to face up to the prominent role, Fannie Mae and Freddie Mac played in the housing market failure. This is my response to him and to people on the right that want to paint everyone with a broad stroke, without asking individuals how they view an issue.

First, the article used the view of one person and then extrapolated the idea was held by all so called liberals or the political left. It also down played the role, large financial businesses, the banks, played. There is plenty of blame to dole out here.

Jacob, I want you to understand why I feel qualified to discuss this point. I worked for Bank of America for 27 years. I was a mortgage officer for 15 of those years. I was only able to do 20% down, conventional loans. Large and small banks, when I started, did portfolio loans and retained the paper, thus the responsibility of the loan. If a bad loan was made they took the loss. Simple. Then Congress, Democrats and Republicans alike came up with an idea, that became the secondary market companies, Freddie Mac and Fannie Mae. The banks could make more loans and much more money and do it quicker.

I do not deny the role that was created here and agree it was a disaster. The reason it became so toxic, was however driven by the banks and financial services companies that got into the home lending business. The original idea should have been, money sent back to the banks, to re lend, but on a smaller scale and the lender would have to follow strict under writing rules to do the loans. Last the institutions would be responsible for the loss. Then we would have had smart, efficient loans. I do not believe that everyone should or has to be a homeowner.

The right has to acknowledge the role played by lenders in this fiasco. To use one person's response and call all politically left people wrong and thinking the same is irresponsible. To try and make this an issue that only the left is ignoring is wrong. The right was content with this process, when they thought it was working. I believe that we need to go back to banks being banks. The Federal Reserve, needs to quit giving free money to banks. Then banks will have to attract money from savers and pay a fair interest rate. The banks should have to be responsible for their loans and keep it within its portfolio. We need to stop the money flowing to Freddie Mac and Fannie Mae. We need to have the housing market upright itself and assist homeowners to keep the foreclosed rate down.

There are many companies and people to blame here. Greed drove this and the people who played the right way, should not suffer, but yet they have seen their own homes go down in value, because of the actions of others. Lets all acknowledge what went wrong and then have a plan to address the issues and change the direction. I have in the past and will again in the future discuss my ideas and plans.

Lastly, I ask that the right or left or independents, stop thinking they know how the other side thinks. I look at each situation and decide from there. Look at my posts and you will get a better understanding of who I am. My largest issue with my political opponents is the fact they have in the past and continue to demagogue issues and distort facts. Is the left guilty of the same. Absolutely. So, why don't we start to work toward resolutions and not arguments.